State of the art simulations of enhanced geothermal systems are multi-physics simulations, where different physical properties are often being modeled on different geometries or grids. For example, for the simulation of fluids many prefer finite difference or volume formulations on structured grids, whereas in mechanics finite element formulations on unstructured grids are often preferred. To transfer information between these various geometries, we use a generic variational transfer operator, which has previously been introduced as pseudo-L2-projection. In this paper, we demonstrate that this transfer operator can be particularly useful for geophysics with three applications: First, in contact simulations we often have non-matching surfaces at the contact boundary. Here, the transfer operator acts as a mortar projection and we show with high resolution rock fracture geometries from the Grimsel Test Site in Switzerland how the variational transfer operator is used to formulate the contact problem. Secondly, we present a three-dimensional fluid-structure simulation, computing water flow between two rock surfaces and simultaneous deformation with an immersed boundary approach. In this method the solid, which is formulated on an unstructured grid, interacts with the fluid, formulated on a structured grid, by means of weakly enforced velocity constraints at the interface between fluid and solid. And lastly, we show how the transfer operator can be used to effectively solve contact problem between rock bodies. Using our operator, we can generate nested multilevel hierarchies, enabling us to solve the problem with optimal complexity, thus extending the possible size of simulations immensely.